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6 years ago · by · 0 comments

Insurance Tips

Ways to Save on Life Insurance Premiums

  • Buy Life Insurance when you are young
  • Buy the right amount of coverage and the right length of Term Life Insurance
  • Make sure you deal with a licensed provider who covers all underwriting criteria in case you fall under one or more risk factors
  • Ask for discounts if you intend to pay your premium annually, or monthly via electronic fund transfer
  • Review your Life Insurance policy at regular intervals

Tips to save on Homeowner’s Insurance

  • You must speak to a reliable insurance expert to know how much coverage you need. There is no need to pay excess amount if you know what is essential to be covered under a homeowner’s insurance policy
  • Install electronic security alarms to reduce the cost of insurance
  • Ask for a deductible if your home is made of fire resistant material

Tips to save on Auto Insurance

  • Keep your driving record clean. The more faults you make, the higher the premium
  • Installing security devices such as car alarms, air bags, and other safety devices will generally lower your premium
  • Raising your deductible can help you lower your premium amount. But you should be ready to pay more out-of-pocket if you meet with an accident.

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Company information

Torres Insurance Agency
257 Hampden Street
Chicopee, Massachusetts 01013

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E-mail address:
info@torressinsurance.com

(413) 452-4100

Available 8:00am - 4:00pm